📋 Disclaimer: This guide is for educational purposes only. Not affiliated with any government agency. Always verify on official websites. Not legal or financial advice.
HELB provides student loans of Ksh 40,000–60,000 per year for university students. Apply online at helb.co.ke after admission.
✅ What You Need Before You Start
- National ID (18+ years old)
- Admission letter from a HELB-funded institution
- Parents' income documents
- Bank account in your name
Step-by-Step Guide
1
Register on the HELB self-service portal
Go to helb.co.ke → Self Service → Register as New User. Verify your email.
2
Complete your profile
Log in, complete personal information, address, next of kin, bank account details.
3
Submit your loan application
Click "Apply for Loan" → New Application. Select your loan type and enter course details.
4
Upload required documents
Upload National ID, admission letter, KCSE results, parents' income documents.
5
Track approval and disbursement
Track at helb.co.ke under "My Applications." Disbursement within 2–4 weeks of semester start.
Frequently Asked Questions
How much can I borrow from HELB?
Ksh 40,000–60,000 per year for university students based on parental income.
When do I start repaying?
Repayment begins 1 year after graduation via employer deduction or M-Pesa PayBill 200999.