How to Enroll in US Health Insurance Through the Marketplace
Enroll in ACA health insurance via healthcare.gov.
What You Need
- SSN or immigration documents
- Estimated household income
- Employer information if applicable
Step 1: Check Eligibility
US citizens and legal residents without employer coverage qualify.
Step 2: Create Account at healthcare.gov
Enter household income to determine subsidy eligibility.
Step 3: Compare Metal Tiers
Bronze (lowest premium), Silver (best value with subsidies), Gold/Platinum.
Step 4: Enroll and Pay First Premium
Open Enrollment: November 1 – January 15.